Stop treating your camera like it’s a newborn baby. If you take reasonable, common-sense precautions, your gear’s going to be perfectly safe 99.999% of the time.
Keep your camera protected in the rain or snow. Stay off railroad tracks. And don’t show off your expensive new gear in unfamiliar places.
But cameras were made to be used. And if you’re not going to them in less-than-perfect conditions—when good pictures tend to happen—why even own a camera?
That's why I bought Sony ɑ6000. It's cheap. Therefore I don't need to care much about the camera itself and I have time to take pictures. I don't care if I scratch it, or lost cover of something, or get wet. Going to a shop to buy another one is the worst thing that can happen to me. And buying next ɑ6000 won't ruin me.